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Check Your Credit Report, Fix Your Credit & Get Approved for Loans

Check your credit reports from all 3 Nigerian credit bureaus, fix bad records, and boost your credit score using airtime and bills — all in one app.

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Nigerian woman checking credit report with PebbleScore app
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Why PebbleScore?

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Understand Your Credit Reports Clearly

We break down complex credit report data from CRC, CreditRegistry, and FirstCentral into simple, everyday language so you know exactly what’s helping or hurting your score.

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Fix Bad Credit & Remove Blacklisted Loans

If you’ve been denied a loan due to bad credit or blacklisting, PebbleScore helps you dispute incorrect records, negotiate with lenders, and improve your credit history.

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Get Access to Low-Interest Loans

By improving your credit score with PebbleScore, you increase your chances of getting approved for low-interest, flexible loans from top lenders in Nigeria.

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Our Partners

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How PebbleScore Works

Check credit reports

See what lenders see. Get reports from CRC, FirstCentral, and CreditRegistry.

Fix Bad Credit

Remove errors, repay loans, and get off BVN blacklists.

Boost Credit Score & Get Loans

Use airtime and utility payments to improve your credit profile then apply for low interest loans in Nigeria.

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A better credit score helps you get more affordable loans

A better credit history gives you a better chance of being approved for loans and getting lower interest rates.

Trying to access a loan while having a Bad Credit score

Before and after comparison of credit scores showing improvement
Loan Range:Loan Duration:Loan Interest:

₦300,000 - ₦500,000

1 - 12 Months

17% - 56% Interest/Month

Trying to access a loan while having a Good Credit score

Before and after comparison of credit scores showing improvement
Loan Range:Loan Duration:Loan Interest:

₦300,000 - ₦500,000

1 - 12 Months

2% - 3% Interest/Month

Testimonials

Happy PebbleScore users sharing positive experiences

Patricia

Lagos state

I have been having difficulties getting loans for close to 6 years now. After I tried PebbleScore, this issue became a thing of the past. I now get loans easily.

Happy PebbleScore users sharing positive experiences

Chukwuka

Abuja

I have never taken a loan before because I felt the interest rates are usually too high. PebbleScore later helped me with loans as low as 10% per annum. This service is so good to be true.

Happy PebbleScore users sharing positive experiences

Cynthia

Abia state

I used to think that certain loan companies were charging me a lot of interest. I didn't know it was because of my bad credit history. After I repaired my history, I applied to the same loan companies and got a lesser interest rate. Now I am able to take affordable loans.

Got Questions?

How do I check my credit report in Nigeria?
How do I remove my BVN from blacklist?
Does checking my Credit score lower it?
What is a credit score?
What's the difference between my credit report and my credit score?
Why is a good credit history important?
Does Pebblescore give access to loans?
What are the effects of a bad credit score?
How long does it take to repair my credit history?
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Security and Regulations

PebbleScore is NDPR and GDPR compliant. We use encrypted technologies to protect your credit data. This means that all your data is secure and can not be compromised

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Your Credit Data is Safe With Us

Your data is encrypted and protected with 256-bit Transport Layer Security protocol. We will never share it with any unauthorised party.

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Get The PebbleScore Mobile App Now.

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Join PebbleScore to check your credit score today

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